If you’re swapping XMR for a Polygon token, prepare a wallet that can receive that token on the exact Polygon network named for the swap. Check the network, address, token, and gas balance before you start; the correct wallet app alone is not enough.

An XMR bridge routes a swap between Monero and an asset on another blockchain, then sends the received asset to a compatible wallet. For the full route from your wallet through settlement, read how an XMR bridge routes swaps; this guide focuses on checking the receiving side.

Which Polygon network must receive the token?

Choose the exact network shown for the token, because Polygon has more than one network. Polygon PoS and Polygon zkEVM are separate blockchains, so an address on one does not automatically mean the token arrives on the other.

Before you begin, check the network name in the swap details and make sure your wallet can view that network. “Network” means the blockchain that records the token transfer. If your wallet only displays Ethereum, for example, seeing the same address there does not prove it is ready to receive a Polygon PoS transfer.

Here’s the before-and-after: before, you select an address from a wallet set to the wrong Polygon network, and the expected token may not appear. After, you select the specified Polygon network and use an address controlled by that wallet there. The network selection, not just the address shape, decides where the token is sent.

Can your wallet receive and show that token?

Check that the wallet controls the receiving address and can access the specified Polygon network. A wallet is software that manages your keys and shows your assets; the address is the public destination for a transfer. Never share your recovery words or private keys to receive funds.

Then check whether the wallet supports the token itself. A token is a digital asset recorded by a blockchain. Some wallets hide unfamiliar tokens from the balance screen even when they have arrived. In that case, the token may still be present on-chain—the shared record of transfers—but you may need to add its verified contract address to display it.

A contract address identifies a particular token on a particular network. Get it from a source you trust and confirm that it matches the network in your swap details. A token with the same name on another network can be a different asset.

Do you need gas to receive the swap?

You generally do not need the network’s gas token just to receive a token, but you will need it to move the token later. “Gas” means the small network fee paid to process a transaction. On Polygon PoS, POL is the native gas token; some wallets may still label it MATIC.

For example, if the swap sends a token to your Polygon PoS address, you can receive it without already holding POL. But to send that token onward or trade it using a wallet-based app, keep some POL in the same wallet. The amount depends on the action and current network conditions, so check before you need to make that next transaction.

What should you verify before starting the swap?

Compare the asset and network in the swap details with the receiving wallet’s network and address. If the service provides an address check, use it; a valid-looking address can still belong to the wrong network or wallet. An XMR bridge is one way to make the cross-chain swap from your own wallet, but the receiving address still needs to match the destination asset.

Once the swap is underway, keep its reference details and check the destination wallet on the right network after completion. If the token is missing, first confirm the network and token contract before assuming the transfer failed. My practical tip: send a small test amount first when the route and service allow it, then repeat only after you can see and use the received token.